Na ngwaọrụ ego UK, ihe ngosi na-eme ka nchekwa azụmahịa na ahụmịhe onye ọrụ dịkwuo mma site n'inyere aka imepụta OTP, nkwenye azụmahịa (dịka ọmụmaatụ, nkọwa ego/onye na-akwụ ụgwọ), na njikwa asambodo dijitalụ iji gbochie mwakpo na mmebi MITM. Ha na-enye nduzi ọrụ (dịka ọmụmaatụ, ntuziaka PIN) ma na-akwado MFA (dịka ọmụmaatụ, mkpịsị aka + OTP). Usoro ndị ga-eme n'ọdịnihu gụnyere mmekọrịta smart (ihuenyo aka, biometrics, ụlọ akụ koodu QR) ebe ha na-ahazi nchekwa na ọnụ ahịa.